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Ghulam Ilyas

About the author

Ghulam Ilyas

Lead Software Engineer (MERN Stack)

Lead Software Engineer based in Jeddah, building free Saudi finance tools.

Ghulam Ilyas is a Lead Software Engineer (MERN Stack) based in Jeddah, Saudi Arabia. He builds freezatcaqr.com on the side of his day job — currently shipping AI-integrated learning platforms at S&S Coaching (snsccs.com, smartprep.snsccs.com) where he has built the AI Study Buddy, an exam-prep coach, and trained TTS models for voice cloning.

Before S&S, he spent three and a half years at Altaurux as Software Engineer and then Lead Software Engineer, leading full-stack and blockchain delivery for production products. He owns architecture decisions, code reviews, and clean modular patterns across the engineering team, and he reduced deployment time by 40% by containerizing applications with Docker and deploying on AWS EC2. He has shipped MERN stack apps, real-time WebSocket dashboards, payment integrations, and Solidity-based on-chain systems.

Ghulam has a B.IT from Bahauddin Zakariya University (2018–2022). He is self-taught on the Saudi side of his content — ZATCA Phase 1 QR spec, GOSI contribution rates, MoHR end-of-service rules, the SEC residential tariff, and SAMA FX rates — and explicitly notes he is not a licensed tax professional. The ZATCA tool, the calculators, and the guides on this site exist because he saw Saudi SMEs spend hours on compliance work that should take minutes.

Credentials

  • B.IT — Bahauddin Zakariya University (2018–2022)
  • Lead Software Engineer — 5+ years building production MERN stack apps
  • Built AI-powered training platforms at S&S Coaching (snsccs.com, smartprep.snsccs.com)
  • Reduced deployment time by 40% via Docker + AWS at Altaurux
  • Self-taught on Saudi regulatory frameworks (ZATCA, GOSI, MoHR)

Areas of expertise

  • Saudi Arabia VAT (Value Added Tax) — ZATCA
  • GOSI social insurance contributions
  • ZATCA e-invoicing — Phase 1 (TLV QR) and Phase 2 (Fatoora)
  • End-of-service benefits — Saudi Labor Law Article 84
  • Zakat calculation and Nisab thresholds
  • Hijri-Gregorian date conversion (Umm al-Qura)
  • Saudi Electricity Company (SEC) residential tariffs
  • SAMA foreign exchange rates
  • React.js, Next.js, Node.js, MongoDB
  • AWS, Docker, CI/CD
  • AI model training and integration (TTS, OpenAI, n8n)
  • Solidity and Web3

How content is reviewed

Every calculator and guide on freezatcaqr.com goes through a three-step review: (1) cross-check against the official government source (ZATCA, GOSI, MoHR, SEC, SAMA), (2) sanity-check with sample inputs at edge cases, and (3) re-verify after any regulatory update. Sources are linked in every guide so you can audit the math yourself.

Disclosure: freezatcaqr.com غير تابع لهيئة الزكاة والضريبة والجمارك أو التأمينات الاجتماعية أو وزارة الموارد البشرية أو الشركة السعودية للكهرباء أو البنك المركزي السعودي (ساما) أو أي جهة حكومية سعودية. زاتكا والتأمينات وأسماء أخرى علامات تجارية لأصحابها. جميع المحتويات للأغراض المعلوماتية فقط وليست استشارة ضريبية أو قانونية أو مالية مهنية — تحقق من الأرقام الحساسة من المصادر الرسمية المرتبطة أو من مستشار مؤهل. المؤلف مهندس برمجيات وليس محاسباً أو مستشاراً ضريبياً مرخصاً.

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Guides and tools authored

Every guide and calculator below was researched, written, and reviewed by the author below. Sources are linked in each piece.

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